Thank you.
Erin, I'm really glad that you brought up the Simpson centre's study that was released a couple of weeks ago. We're really excited, obviously, to have that school of public policy at the University of Calgary.
In reading through that—you kind of touched on it and I think Peter touched on it a bit—a couple of the things it mentioned were that there is a really big difference between when AgriStability reference margins were changed in 2013 to the landscape around agriculture now, from the 85% margin to the 70% margin.
How has the landscape facing agriculture right now made an impact on the desirability for AgriStability and AgriInvest?