Thank you, Mr. Chair.
Good afternoon to all the witnesses. Thank you very much for making yourselves available.
I am going to echo Mr. Louis' comment and say that it's always a good idea to make contacts and get information.
I will make my colleague happy and pick up his question again, because I am very interested in it.
Ms. Roberts, you are an accountant. You talked about the administrative burden, the paperwork. You also said that help is needed quickly. Have you identified any real changes we could make to the risk management programs to make things better?