Many of the farmers who came to my office complained that the advance payments program wasn't flexible enough and that it was difficult to go through a third party.
Is there any way to make this program more widely available? Less than 30% of Quebec farmers are currently eligible for it. They're required to split their guarantee between the third party and their financial institution.
Wouldn't it be simpler to give the guarantee directly to the financial institution of the farmer's choice? This would make it possible for some farmers to at least benefit from the interest‑free portion.