In your testimony, you called for greater involvement of the private sector, potentially. Again, in the one program in the suite that works, AgriInsurance, the private sector is involved. Many people don't realize it, but it's involved in the background, with the reinsurance industry providing stability to the producers and premium rates over time and also to government so that there aren't unexpected hits to their budgets due to the catastrophes we're hearing about.
Again, going back to an insurance-based model with plug and play, is there the potential for the reinsurance industry to benefit both producers and governments in setting up a broad framework?