The livestock insurance challenges, for me, would be that the only thing they cover is the hunter or predator. We have climate change. We had three forest fires in the last two years, right next to my barn. I have farm insurance on my barn. If a fire broke out in my barn, the animals in the barn are covered. To be honest with you, I feel there is a higher probability of losing my animals to a forest fire on one of the community pastures.
