I think he covered the issue quite well.
This speaks to that question around diversification again. There's certainly a concern out there that when you adopt solely whole-farm programming, there is an underappreciation of some of the costs involved in self-insuring, as you might say, through diversification and the reality of very tight margins not being reflected adequately.
This is why we want to see more focus on some of those areas where there are sectors that feel underserved and do not have access to equitable levels of support. In some instances, we may need to move away from that whole-farm modality for certain programming needs. There's no question.