You kind of answered your own question: We could act on two fronts.
In terms of each of the risk management programs, in every aspect of agriculture, the next generation is more at risk from the outset, because they have less cash flow and less credit history. We have to keep that in mind.
Next, in terms of the example I gave of the low-interest loan program, it doesn't necessarily have to be part of the risk management programs. We do have a tool on the federal side that works very well, but the government could add that string to its bow.
We can work on both fronts.