Yes, it is a problem.
As I mentioned earlier, liquidity is one of the biggest challenges for the next generation. Young farmers have little credit history and are often small businesses. If a program takes six months, a year or two years to trigger repayments, the lack of liquidity constrains the next generation and prevents its investments and development. If the next generation of businesses is waiting for a cheque, they can't regrow their herds. It's a vicious circle.