I'm going to answer you in English because I may lack some vocabulary along the way.
It's a great question. I'll give a few Canadian examples. I'll start in Alberta, maybe pass it to Gen for a bit on Quebec, and then come back for a conclusion, perhaps.
In Alberta we have a new pilot available for producers in one particular region. They get a premium discount based on their soil carbon measurement. It's a fascinating example, because folks like actuaries, such as Lysa online there, who are able to calculate the actual economic risk reduction of soil carbon have determined that it offers additional risk-proofing and merits a discount. Will this on its own encourage more producers to change practices to improve soil carbon? I'm not sure. It likely needs to be supported by broader programs that also support adoption and have practices that encourage these kinds of outcomes, but that's a perfect example of one opportunity that's better balancing reactive and proactive risk management baked within the program.
Alberta was only able to start with a very small region, something like 1,000 producers at the moment, because the amount of new data and modelling that needs to go into that to better understand modern-day risk profiles in a climate-changing world is complex.
I will now ask my colleague Ms. Grossenbacher to talk about Quebec.
