I have a follow-up question.
For over 20 years already, we've collected margin data for the vast majority of the farms in existence. Obviously, we need to create something for new farms or new entrants. Do you think that would be enough data to actually create and have an actuarially sound basis for making some of those differentiations by enterprise or by commodity, as you would say?
Let me add one other layer to that.
You've advocated for 85% coverage levels. Some larger, more established farms might not need quite the 85% if there were a discounted premium. Would that 20 years of data be enough to be actuarially sound and create a matrix of premiums that would take into account both diversification and individually selected producer coverage levels?