Thank you very much for that answer.
I'm going to pivot to Mr. Chartrand.
Good morning, Mr. Chartrand.
I don't want to repeat the questions from my esteemed colleagues, so I'll focus on something specific in relation to the increased resources of the CIRB. There's a reason I'm asking this.
How important is doubling down on resources to deal with capacity issues in relation to complaints, applications and disputes in a timely manner? Clearly, that's not happening now, so I'm wondering how important it is.
I'll wait for your answer, and then I have a follow-up question for you, sir.