It's a risk management approach whereby you're trying to balance it, depending on the facts on any given case and the track records of players. Even if you did decide to go multi-year with somebody if you've dealt with them year after year, every day we're balancing risk analysis and proper stewardship with service to clients. We're trying to have a mature risk analysis system in place in the department.
On November 3rd, 2009. See this statement in context.