Thank you, Madam Chair.
Thanks for that question. It's a really difficult one for me to answer.
As I stated earlier, we had an insurance department. We had committees that dealt with all of that. I oversaw that as the CEO who would have to bring any of those changes to the board for final approval. When I look back, I think we should have had more policies. We should have had more of a role in how all of that information went.
That's as deep as I can get into that. I'm sorry, Martin. I can't give you more information.