Thank you very much, Chair.
Thank you, Senator Patterson.
Mr. Hatch, I just want to encourage you to maybe reconsider a response that you provided. You said that you didn't think that it was appropriate, given the minuscule impact that the EA had on your clients.
As Senator Boniface asked, have you done a post-mortem, or are you going to consider doing one? It's your customer base. They may have a different view, and I would encourage you to maybe, with your 200 and some branches across the country, reconsider that, because this is an unprecedented event, and I think your clients might appreciate it.
Ms. Mason, I have a question for you.