I call the meeting to order.
Colleagues, we're starting a little late. There's a possibility of a vote, in which case we will suspend and then come back.
Today we have witnesses by video conference and in person. We will begin with Mr. Gibson.
Mr. Gibson, you will have up to 10 minutes to make your presentation. All three witnesses will get up to 10 minutes each, and then we'll begin questions.
Please go ahead, Mr. Gibson, for 10 minutes.