Yes, it's a good point. We do actually have discussions with the insurance industry. As you say, their business is dealing with these things when they happen, so they're conscious of trying to figure out what they predict will happen in the future and trying to map out what they should be doing in terms of premiums and policies, etc. So we do talk to them.
The other people who are quite interested in this are really those who have significant investments in infrastructure going forward, and the federal government would be one party, whether it's a hydroelectric dam.... Even business operations out there are starting to look at weather pattern changes. If they see these, does that have any impact on how they are going to operate in the future? I think there's a number of not only insurance companies but business interests and others that are looking at what we know about the future and what the climate will present to us, extreme weather events and otherwise, and it's a prediction. It's still something that isn't black and white, but you can actually do some modelling—