Thank you very much, Mr. Chair.
Thank you to both of our witnesses.
Mr. Butler, having two sons who are now grown, I can only say that our children, because of their love and affection, are our fiercest critics, so don't be too concerned about that. They'll be straight shooters.
I have a couple of questions for you. I was interested in your comments about working with the Insurance Bureau of Canada and Intact Insurance. Can you tell me what kind of environmental initiatives those two organizations are engaged in with you?