Just to give you a sense, when we were looking at the costs more than a decade ago, on an annual basis, the cost in insured goods or assets per year after catastrophes and environmental disasters was an average of close to $500 million. We're more in the $2-billion range now, so when the minister uses the $2-billion figure, that's where it's from.
When you look at what happened with the fires, I think we need to include in this that there's a cost in life when there are events like that. When the air is not good, as you mentioned before, it has a significant impact on the population—