Thank you.
As a follow-up to that, why is it, especially if you're talking now about funding transitional programs and trying to get to things that fall into the ESG category, that the market isn't funding that? I've seen a real move in a lot of our commercial banks to ESG-type projects, and there's a lot of talk about that. Why are there still gaps, if in fact we're talking about programs that fall under that rubric, if you will?