Thank you so much for the answer.
I want to flip over to OSFI with Mr. Tardif and the report on the finances.
When you look at Canada's economy being one of the most emissions-intensive in the world on a GDP and a per capita basis and how exposed we are to climate-related financial risks, do you tie in with the Parliamentary Budget Officer, who, in his last report, didn't look at externalities like the financial risks around climate change?