Basically, Canada has to swallow some very tough medicine on flood-risk mapping. People like flood risk maps until they have them. Then, all of a sudden, they find out that this community over here or that community over there is designated as being in a flood zone, and people, I can tell you—I've been involved in this many times—go apoplectic when that happens. You've now devalued their property and stigmatized it. You've red-tagged it. Almost immediately, they start with, “How do we even know climate change is real?” That will be their response.
However, by not recognizing that we need flood plain maps to direct where not to build or where to reinforce building to mitigate the flood risk, and by not addressing it, this is what the graphic showed at the very beginning, with the costs going up exponentially. That's what you get. There is no way to cheat this system. If you cheat the system, you're going to lose. That's the way it is.