As you've heard, investments in infrastructure, like focusing.... If another DMAF program were to be funded, focusing that infrastructure spending on that 1%, on those at highest risk, is going to provide the best return on investment. Where insurers are still playing a role with flood is in insuring the 90% where unpredictable risk is happening. We're getting these significant rainfall events, such as what happened last summer in southern Ontario and Quebec and what happened in 2023 in Nova Scotia. These were unpredictable events where there were significant...billions of dollars in flood losses, but—
