It has been stated that the U.S.A. model is actually failing, mainly because it's over budget and doesn't cover all of the costs coming from extreme weather events. Canada has the DFAA, and we're talking about the issue of trying to mitigate that cost or maybe building on the DFAA, but in this case we're talking about a partnership with the private sector, which is the insurance sector.
Is there a pathway forward that's open, transparent and accountable to the people of Canada, showing that we're going to mitigate these costs, including all of the encouragement to homeowners building in high-risk areas?