You've laid out the statistics yourself, which say that more and more extreme weather and more frequent extreme events, as you've described, are costing the economy, individual constituents, consumers and Canadians more each year in both insured costs and personal costs. It takes time to recover, and it takes time to rebuild, and whether they can afford insurance or not will obviously affect the impacts.
It certainly is an escalating issue, and you can see it in some of the graphs my colleagues have presented to you today.