Certainly they would, if they let us know that they've taken specific resilience measures. We will change their premium based on the measures they have taken and shared with us. Yes, we will do that in terms of premium.
We also factor that into our cost models, if you like a wider way of looking at risk. We look at individual property levels and whether community-level resilience changes have been made. Those come into our pricing as a general possibility. I know other insurance companies are looking at the same types of incentives. Each does its own version of it, but there are definitely incentives for individual Canadians to take those actions.