Well, some of the danger is that if, for example, regulations try to help too many people and try to enter the market and limit markets, then you can have unintended consequence of seeing the cost of coverage for other people skyrocketing and making it inaccessible, etc.
My point is to say that this is not a simple thing to do. You have to think about it and look at all of the unintended consequences that you may generate by trying to have, let's say, a bigger role with the public sector versus a bigger role in the private sector, etc. There are various models. For example, we've seen in Florida and some other states that people either cannot be insured or the cost is just skyrocketing, and I think that we don't want this in Canada.