When it comes to floods in particular, people don't realize that there are all kinds of them: floods arising from ice jams; river flooding; floods due to rising sea levels and coastal storms; floods in urban areas due to basins, and therefore heavier storm rainfall. So we can see that it's not just a linear increase in floods, but an increase in various types of floods.
Regarding constituents, I made a presentation at the National Assembly of Quebec, and I was surprised to see at least five members rise and mention that many people were coming to constituency offices to say they had suffered damages and that they were no longer insurable. In some cases, middle-income residents were becoming increasingly vulnerable as a result of these events.
That's what I want to talk to you about.