Thank you, Mayor Coyne.
That leads me to another question. You stated that we build on flood plains. I live in southern Alberta, where we had the unfortunate, catastrophic weather event in 2013 and the floods. One of the towns most significantly affected is High River. The irony is not lost on me that this town has been called High River for a very long time. The river, indeed, did get very high.
I'm wondering where responsibility lies for mitigation or indemnification among municipalities and developers choosing to develop in flood plains or flood-prone areas. The rest of the country backstops with disaster recovery programs, but good choices in the first place would result in a better outcome.
You spoke to that a bit. Could you expand on it somewhat?