We're hearing that insurance quotes are getting astronomical. Depending on where you start, a 30% increase is significant. More concerning is that even in the areas where your property hasn't even specifically been affected, but it's in a fire zone, insurance rates have gone up significantly anyway.
It depends on what the risk is, but I'll say that it's significant. It's a cost that you do not want homeowners saying they can't afford because then they're at even higher risk.