The initial cost, the $13 million, was a loss to the business community. That came out of their pockets. That came directly out of our economy.
The roughly $13 million in losses to the municipality was funded through DFA, insurance and taxation, so again, it's coming off the backs of the taxpayers.
Just to your point on the insurance, though, as an example, I have an email from somebody who said that their insurance used to be $3,500. This last year, it was $72,000.