As part of my day-to-day functions, sir, no, I don't have rental programs in.
I am confident in speaking about the underwriting philosophy that we do have. When it comes to looking to put up, either through lending operations or through our mortgage loan insurance operations, we do take into consideration mitigation and having climate compatibility be available to renters, who we see as being the most vulnerable and low-income Canadians. That's so as to not keep them out of the market and so they have the benefit of having better mitigation for buildings that will last longer, so that they will have homes to go to. They will be the least likely to recover from a flood. For instance, if they can't inhabit the building and if elevators are flooded, what are they going to do? They have to rely on income or other sources, so...yes.