Thank you, Chair.
Thank you, witnesses. I appreciate your time and commitment to show up at committee and offer your views and wisdom. It's important.
Mr. Boudreault, you spoke about insurance and premiums. How do we ensure that insurance does not incentivize bad behaviour?
I don't want to make this difficult, but you suggested that if we don't let the market adjust premiums based on the real risk, it hides the consequences, and that distributes the burden of the result unfairly. I want to make sure we let society make upfront decisions about where to develop and where and how to build to have the right incentives.