Okay. Thanks very much.
Mr. Boudreault, I have a question for you.
You talk about innovative insurance structures. I have been in conversation with some folks from Co-operators who have been trying to figure out if we could do infrastructure resilience and climate adaptation projects using a P3 model—where you could leverage public dollars, bring in private-sector investment and bring in the insurers—and if there was some way to actually make that make sense from a dollars-and-cents perspective.
Is that the kind of thing you're talking about, or do you have other ideas around what innovative insurance structures we need to be able to protect everybody in extreme weather events in Canada?