Thank you very much, Commissioner and Assistant Commissioner, for appearing before us. Your paper was very helpful. As you can see, we're struggling with a lot of these issues, and we do appreciate your giving us your views and your guidance at the end as well as you did at the beginning. It was very helpful.
Committee members, I have just two things. Tomorrow you should receive a summary of recommendations by all of the witnesses. That should be in your offices tomorrow, so for those of you who have nothing better to do on the weekend, you have the weekend to review it.