Thank you very much, Mr. Chairman.
Thank you, Madam Commissioner, for coming here this afternoon.
As we are coming near the end, some of my questions are going to be somewhat disjointed, as they have been asked in certain levels before. Actually one of the things I'd like to talk to you about is something that Madam Freeman had mentioned earlier, and that had to do with identity theft.
You've addressed the threat that is posed by identity theft. Could you tell the committee your current view on the subject and address some of the recommendations that you would like to see included?