To clarify that I'm speaking on behalf of the CBA, I think it's clear that the CBA thinks there are a number of material concerns with the law as it's currently enacted and that there's potential for abuse. There's potential for information sharing that I think threatens the privacy of Canadians. If that were to continue as is for a lengthy period of time, I think it would be problematic.
Again, as an organization we haven't addressed the issue about having the law repealed, but we have put forward, both in my remarks today and in the position paper we left you, a number of places where adjustments could be made to significantly narrow the focus and the subsequent scope of use of the information.