We believe in the concept that there could be a better model around the consent so that it could help alleviate some of the regulatory burden.
For example, if we were to come out with a new product, we would need to change around all of our consent forms based on that, whereas we could create a consent model that could undertake to factor in new products that may come into the marketplace. Obviously, we've seen this in Europe. They're a little broader than we are. We don't have to look to reinvent the wheel. We can look to see where there are instances that we would agree with.
That would be one area where we would look for a change in consent.