That functionality would allow you in the future to be at the bank, and at your fingertips, to unlock that functionality. You know that at this one instance you're going to unlock it for the bank to adjudicate you for your car lease or your loan.
At the same time, there are features, as you've heard, in the U.S. where they have a credit freeze, where it's frozen. That's not very consumer friendly in most instances, because to unfreeze it takes time and re-authentication.
What we're building is an easy-to-use service that consumers with an iPhone or a device are able to do instantaneously, within seconds, to allow themselves to be protected. Then at the time they're at the institution seeking credit, they unlock it for that one transaction, and then turn a switch back on to lock it. They'll have that control at their fingertips.