It sounds as though you're not actually guaranteeing that they will be made whole if identity theft happens after 12 months.
On December 4th, 2017. See this statement in context.
On December 4th, 2017. See this statement in context.
December 4th, 2017 / 3:50 p.m.
Liberal
Nathaniel Erskine-Smith Liberal Beaches—East York, ON
It sounds as though you're not actually guaranteeing that they will be made whole if identity theft happens after 12 months.
See context to find out what was said next.