I apologize if there is a problem with the wording I used.
I didn't mean to suggest that the cost of the regime right now is too high. What I was pointing out was that if we were to make changes to the legislation, we would need to be very cognizant of what the changes would be and the impact that would have on the administrative cost.
Generally, our view is—and it's probably in line with what we said in 2012—that the current burden is probably appropriate in order to fulfill the provisions as they are now. I'm very mindful of the recommendations that have been brought forward to the committee by the commissioner and the push for greater transparency in a number of different regards. I'm just pointing out that in terms of good public policy, there needs to be a consideration of what the appropriate balance would be between transparency and the administrative burden.