I think you're right in terms of this being a developing story. A lot of investors were initially attracted by the returns on trusts, and they're now finding that the trusts were not backed up with adequate assets to support the returns.
My second question also has to do with trusts. You made the point that if there's tax leakage or revenue reduction by virtue of a trust structure, the government won't be able to fund necessary things like health care, etc. Does your organizations take the position that trusts should be taxed?