Thank you, Mr. Wallace.
I'll conclude with a question for you, Paul.
Stretching the effectiveness of the housing dollars is a concern for all of us. In certain jurisdictions they are utilizing more private ownership of the houses, working toward that goal. This is similar to the Habitat for Humanity model. It includes the recipient in the design preparation and the sweat equity involved in the creation of the home. Generally, the homes that are managed, particularly on reserves, last less than half as long as privately held housing stock and cost more to build.
Are you familiar with any such experiments? Are you aware of any moves to proceed in a more creative way with the housing issue? I know so far you've only had the chance to ask for more money, but I'd like to ask you how the money could be more effectively spent.