Yes, the people who can't get insurance otherwise, that the private sector will be interested in times when the market is going to go down. I understand you're in for the long haul, but your company, I'm sure, generates profits, and the rate of return is going to be important whether you're going to insure someone or not. So how do we make sure that you continue to insure people in the down market and also insure people who may not have the capacity to pay or who you feel do not have the capacity to pay?
On May 29th, 2006. See this statement in context.