Thank you, Mr. Chair.
I have a question for Mr. Macdonell.
One of the things you commented on in the report, or in your submission actually, was about the original concern you had with respect to the federal government proposal to eliminate the statutory requirement for residential mortgages exceeding 75%. You went on to comment about the impact in terms of bringing the concerns around that forward.
Could you provide a little bit more detail around that, in terms of what you did do to certainly assist in the change, and second to that, how responsive the ministry was to that request?