It is consistent with the two other largest mortgage insurance markets in the world, which are the United States and Australia. It provides a consistent viewpoint that is there for countries.
I mentioned earlier that any change to this requirement needs to be done slowly and be carefully watched. It has become an integral part of the financing system, so to move slowly on this would be a very cautious step, and a wise one to take. With the review coming up in another five years, it can be looked at again at that point.