My basic statement, sir, is based on the premise that access to financial services is a need and a right for Canadians. The banks have reorganized the system to their benefit, which has made access for many consumers less convenient. And I call that commodification, just turning all these bank services into machines.
To the extent that the commodification was self-serving at the expense of many Canadians, then Canadians should be able to access the banking system through a commodified machine, but at the same price, no matter what the purveyor is among the banks.