You won't disclose. So even though the public would like some basic information about what they're being charged and what the costs are and how they're being gouged, you will not disclose it.
The banks have all said, and we've had this verified at our committee, that you do not cross-subsidize your operations, that each part of your operation is a stand-alone. So you do know the costs. You treat each area as distinct and separate; therefore the ATM stream subsidizes itself. It stands on its own. You know the costs, you know the charges, you know the profits.
Can you, Mr. Hodgson, tell me if you agree with what Professor Johnson from Queen's University said when he said, at the most, it's 60ยข a transaction? Yes or no?