It is. But, Mr. McKay, as signatories to the debit card code of conduct, we're really concerned that this would involve the customer giving away his or her PIN. That's an open key to someone's bank account.
We think that the protection of the financial affairs and the financial security of Canadians is paramount. So even though our members might like to have that assurance in advance, I think we'd be very concerned that this would compromise the security of the debit card system.