Mr. McKay, I think you mentioned most of the consequences. Even though it's a hypothetical situation, I would add that there would be an impact on another industry, called the white label industry. If the bill you mentioned were to pass, and fees for banking machines owned by the banks--and I think we've articulated that that's only about 30% of the network in Canada--were abolished, then the banks generally would probably not invest in that particular network. There would be an impact on the white label industry. These companies do actually pay rents to many small businesses across the country. They would be now competing against a relatively free network access. That would be another possible unintended consequence.
On April 19th, 2007. See this statement in context.