I think one hears a variety of concerns around that, and we certainly do take them very seriously. With respect to the part of our mandate that deals with consumer education, we do quite a bit on that. We provide a variety of information--tip sheets, that sort of thing--and we are regularly expanding that information to give neutral advice to people.
One of the things we're going to be doing is a tip sheet in relation to financial advisers, giving consumers some advice about the types of questions they should be asking people who are giving them advice. We don't provide specific advice; we provide generic advice. Our objective is to improve the competitiveness of the system through having informed consumers. That's our objective on the consumer education side, and that's where we would be acting in relation to that matter.